🔹 Financial Protection against unexpected expenses 🔹 Legal Compliance (e.g., Motor Insurance is mandatory) 🔹 Peace of Mind in emergencies 🔹 Security for Assets – vehicles, home, travel, business
Types of General Insurance We Offer:
Health Insurance
Covers medical expenses due to hospitalization, surgeries, critical illnesses, and more. ✅ Individual & Family Floater Plans ✅ Pre & Post-Hospitalization Cover ✅ Cashless Hospital Network ✅ Tax Benefit under Section 80D
Motor Insurance
Covers damages to your vehicle and third-party liabilities. ✅ Car Insurance (Comprehensive/Third-Party) ✅ Two-Wheeler Insurance ✅ Cashless Garage Facility ✅ Roadside Assistance
Home Insurance
Protects your house and its contents against fire, theft, natural calamities, etc. ✅ Structure + Contents Cover ✅ Natural Disaster Protection ✅ Theft/Burglary Cover
Travel Insurance
Covers emergencies during domestic and international travel. ✅ Medical Emergencies Abroad ✅ Trip Cancellation & Delay ✅ Lost Passport/Luggage Cover
Commercial/Business Insurance
Protects your business assets and operations. ✅ Fire & Burglary Insurance ✅ Office Package Policies ✅ Liability & Marine Insurance
🔹 Insurance Q&A
A: Insurance is a contract where an insurer provides financial protection or reimbursement against losses to the insured in exchange for a premium.
A: Insurance helps protect you and your family from unexpected financial losses due to accidents, illness, death, or property damage.
A: The main types include Life Insurance, Health Insurance, General Insurance (like motor, home, travel), and Investment-Linked Insurance (like ULIPs).
A: A premium is the amount you pay regularly (monthly, quarterly, or yearly) to keep your insurance policy active.
A: Term insurance provides coverage for a specific period and pays out only if the insured dies during that term. Whole life insurance covers you for your entire life and often has a savings component.
A: A claim is a request made to the insurance company for payment or coverage when the insured event (like illness or accident) occurs.
A: Health insurance covers medical expenses like hospital stays, surgeries, and treatments. Many plans offer cashless treatment in network hospitals.
A: It is the time period after buying the policy during which you cannot claim for certain illnesses or conditions.
A: Cashless insurance allows you to get treatment at network hospitals without paying upfront; the insurer settles the bill directly with the hospital.
A: Yes, you can have multiple policies to cover different needs, but be mindful of over-insurance and manage your premiums wisely.
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