Types of Mutual Funds

Diversify Your Wealth. Achieve Your Financial Goals.

Mutual Funds are investment vehicles that pool money from multiple investors to invest in diversified assets like equity, debt, or a mix of both. They are managed by professional fund managers and tailored to suit different risk profiles and financial goals.

 Mutual Fund Categories Based on Asset Class:

1️Equity Mutual Funds 

Equity Mutual Funds are investment schemes that primarily invest in stocks or shares of companies, aiming for long-term capital growth. They are ideal for investors seeking higher returns and who are willing to accept moderate to high risk.

Types of Equity Mutual Fund

1️Large Cap Funds
2️Mid Cap Funds
3️Small Cap Funds
4️Multi Cap / Flexi Cap Funds
5️ELSS (Equity Linked Saving Scheme)
6️Sector/Thematic Funds 

2️Debt Mutual Funds 

Debt Mutual Funds – Safe & Steady Investment for Stable Returns

Debt Mutual Funds are mutual fund schemes that invest mainly in fixed-income securities like government bonds, corporate bonds, treasury bills, and money market instruments. They are designed to provide stable and predictable returns with lower risk compared to equity funds.

Types of Debt Mutual Funds

1️Liquid Funds
2️Ultra Short Duration Funds
3️Short Duration Funds
4️Corporate Bond Funds
5️Credit Risk Funds
6️Dynamic Bond Funds
7️Gilt Funds
8️Fixed Maturity Plans (FMPs) 

3️Hybrid Mutual Funds 

Hybrid Mutual Funds – Balanced Approach to Growth & Stability

Hybrid Mutual Funds invest in a mix of equity (stocks) and debt (bonds, money market instruments) to offer the benefits of both growth and safety. These funds are ideal for investors who want moderate returns with balanced risk.

Types of Hybrid Mutual Funds

1️Aggressive Hybrid Funds
2️Balanced Hybrid Funds
3️Conservative Hybrid Funds
4️Dynamic Asset Allocation Funds (Balanced Advantage Funds)
5️Multi-Asset Allocation Funds
6️Equity Savings Funds 

4️Solution-Oriented Funds 

Solution-Oriented Funds – Goal-Based Investments Made Simple

Solution-Oriented Mutual Funds are designed to help investors achieve specific long-term financial goals such as child’s education or retirement planning. These funds follow a disciplined investment approach, usually with a lock-in period, to ensure goal-based savings with the potential for steady growth.

Types of Solution-Oriented Funds

1️Retirement Fund Plans
2️Children’s Education/Marriage Plans 

5️Index Funds & ETFs 

Index Funds & ETFs – Smart, Low-Cost Investing for Everyone

Both Index Funds and ETFs are passive investment options designed to track the performance of a specific market index (like Nifty 50 or Sensex). They are cost-effective, transparent, and ideal for long-term wealth creation with relatively lower risk compared to actively managed funds.

What is an Index Fund?

An Index Fund is a type of mutual fund that invests in the same stocks as a market index and aims to mirror its performance.

 What is an ETF (Exchange Traded Fund)?

An ETF is similar to an index fund but trades like a stock on the stock exchange. You can buy/sell ETFs any time during market hours.