Loans - We believe that everyone deserves to dream big and invest smart.

Types of Loans – Financing Your Dreams & Needs

Loans help you meet various personal, business, or asset-related financial needs with flexible repayment options and competitive interest rates.

Popular Loan Types We Offer:

1️Home Loan

2️Personal Loan

3️Car Loan / Vehicle Loan

4️Business Loan

5️Education Loan

6️Gold Loan

Investment Portfolio

1️Equity (Stocks & Equity Mutual Funds)

2️Insurance Products (Investment + Protection)

3️Fixed Deposits (FDs)

4️Real Estate (Optional for advanced investors)

5️Gold / Digital Gold / Gold Funds

🔹 Loan Q&A

A: A loan is a sum of money borrowed from a lender that must be repaid with interest over a specified period.

A: Personal loans, home loans, business loans, education loans, vehicle loans, and loan against property are common types.

A: Interest can be calculated as fixed or floating and may be based on reducing balance or flat rate, depending on the loan type.

A: Secured loans require collateral (like property or vehicle), while unsecured loans do not but usually have higher interest rates.

A: Proof of identity, address, income proof, bank statements, and property documents (for secured loans) are usually needed.

A: Approval time varies—personal loans can take a few hours to days, while home and business loans may take longer due to verification.

A: EMI (Equated Monthly Installment) is the fixed monthly payment you make towards repaying your loan principal and interest.

A: Yes, most loans allow prepayment or foreclosure but check for any prepayment penalties with your lender.

A: Missing payments can lead to penalties, increased interest, and negatively affect your credit score.

A: Maintain a good credit score, have a stable income, provide accurate documents, and avoid multiple loan applications simultaneously.