Health Insurance – Your Safety Net in Medical Emergencies
Health Insurance protects you and your family from rising medical costs by covering expenses related to hospitalization, surgeries, treatments, and even preventive care. It ensures you get the best healthcare without financial stress.
Key Features of Health Insurance:
✅ Cashless Hospitalization – at a wide network of hospitals ✅ Covers Pre & Post-Hospitalization expenses (usually 30–60 days before and after) ✅ Day Care Procedures – No need for 24-hour stay ✅ Ambulance Charges Covered ✅ Maternity & Newborn Cover (in selected plans) ✅ Tax Benefits under Section 80D ✅ No Claim Bonus (NCB) – Get extra coverage for claim-free years ✅ Optional Riders – Critical illness, OPD, top-up plans
Types of Health Insurance Plans We Offer:
Individual Health Insurance
Family Health Insurance
Senior Citizen Health Plans
Group Mediclaim
Top-Up & Super Top-Up Plans
🔹 Insurance Q&A
A: Insurance is a contract where an insurer provides financial protection or reimbursement against losses to the insured in exchange for a premium.
A: Insurance helps protect you and your family from unexpected financial losses due to accidents, illness, death, or property damage.
A: The main types include Life Insurance, Health Insurance, General Insurance (like motor, home, travel), and Investment-Linked Insurance (like ULIPs).
A: A premium is the amount you pay regularly (monthly, quarterly, or yearly) to keep your insurance policy active.
A: Term insurance provides coverage for a specific period and pays out only if the insured dies during that term. Whole life insurance covers you for your entire life and often has a savings component.
A: A claim is a request made to the insurance company for payment or coverage when the insured event (like illness or accident) occurs.
A: Health insurance covers medical expenses like hospital stays, surgeries, and treatments. Many plans offer cashless treatment in network hospitals.
A: It is the time period after buying the policy during which you cannot claim for certain illnesses or conditions.
A: Cashless insurance allows you to get treatment at network hospitals without paying upfront; the insurer settles the bill directly with the hospital.
A: Yes, you can have multiple policies to cover different needs, but be mindful of over-insurance and manage your premiums wisely.
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